Order manual business cheques from $49, printed in-house at our Toronto facility, delivered next business day across the GTHA and Canada-wide. If your business writes cheques by hand to subcontractors, suppliers, landlords or staff, you need a cheque book that clears at every Canadian bank, ships fast, and costs a fraction of what the Big Five banks charge for the same product. This guide walks you through what to buy, how to specify your order, and why our 2-to-a-page Manual Business Cheques are the most-ordered handwritten cheque format in Canada.
Manual business cheques – also called handwritten cheques, manual chequebooks, or write-in cheques — are personalized business cheques designed to be filled in by hand with a pen. They come bound in a book, two cheques per page, with attached stubs for record-keeping. Unlike laser cheques (which print from accounting software through a printer), manual cheques are written on the spot, signed, and torn out. They are the working format for any business that pays in the field, on the job site, or in face-to-face transactions where pulling out a laptop is not realistic.
Every cheque in our manual chequebooks is fully CPA-006 compliant – the Canadian Payments Association technical standard that every Canadian bank (RBC, TD, BMO, CIBC, Scotiabank, HSBC, every credit union, every Caisses populaires) reads to clear cheques. The MICR encoding at the bottom, the paper weight, the security features, the layout – all of it meets or exceeds CPA-006. We have printed cheques for more than 15,000 Canadian businesses since 2001, with zero CPA-related bank rejections.
Despite e-transfers, EFT and online banking, manual cheques remain the working norm across a surprising number of Canadian business categories. The most common buyers of our Manual Business Cheques are:
If you write fewer than 50 cheques a month and you do not need them to integrate with QuickBooks, Sage 50 or any accounting software, manual cheques are almost always the right choice over laser cheques.
Our entry-level price of $49 for a book of 100 manual business cheques includes everything you need to start writing the day they arrive:
At $49 for 100 cheques, our price is roughly 40 to 50 percent below what the Big Five banks charge for the same product reordered through your branch. Order in volume (500+ cheques) and the per-cheque price drops further.
Ordering takes about five minutes online. Here is what you need before you start:
On the Manual Business Cheques product page, select your quantity, enter your specifications, upload a void cheque, and check out. You will receive a PDF proof within one business day. Approve the proof and the cheques ship within 24 hours of approval.
This is the most common question we get from first-time cheque buyers. The short answer: if you write cheques by hand, buy manual. If you write cheques through QuickBooks, Sage, Xero or any accounting software, buy laser.
| Decision factor | Choose Manual ($49) | Choose Laser ($69+) |
|---|---|---|
| How are cheques filled in? | By hand with a pen | Printed by a laser printer from software |
| Where are cheques written? | On the job site, at the back door, in the field | At an office desk with a computer |
| Accounting software? | None required | Required (QuickBooks, Sage, Xero, etc.) |
| Typical monthly volume | 1 to 50 cheques | 50 to 2,000+ cheques |
| Record-keeping format | Attached stubs in the book | Digital record in the software |
| Best for | Trades, restaurants, family business, startups, field service | Established businesses with formal AP processes |
If you are running an established business with accounting software and a dedicated bookkeeper, our Premium Laser Business Cheques (from $69) or Extreme Security Laser Cheques (from $89) are the better fit. If you are not or if you want a chequebook as a backup for on-site payments, manual is the answer.
Our King Street East facility in downtown Toronto ships manual business cheques next business day to every postal code across the Greater Toronto-Hamilton Area: Toronto, Mississauga, Brampton, Markham, Vaughan, Richmond Hill, Oakville, Hamilton, Burlington, Milton, Oshawa, Whitby, Ajax, Pickering, Aurora, Newmarket, Stouffville, Halton Hills, Caledon and Clarington.
For businesses outside the GTHA, we ship standard Canada Post across every province and territory – Ottawa, Montreal, Quebec City, Halifax, Saint John, Winnipeg, Regina, Saskatoon, Calgary, Edmonton, Vancouver, Victoria, Whitehorse, Yellowknife, Iqaluit. Most Canadian addresses receive their cheques within three to five business days of proof approval.
Free delivery on GTHA orders over $150. Same-day rush courier available within Toronto on orders confirmed before 11 AM ET — call (647) 501-7200.
Yes. Every Canadian bank, credit union and Caisses populaires accepts manual handwritten cheques, provided they meet the Canadian Payments Association Standard 006 (CPA-006). All cheques we print are fully CPA-006 compliant and clear without rejection.
Order online and you will receive a PDF proof within one business day. Once you approve the proof, the cheques print and ship within 24 hours. GTHA addresses receive their cheques next business day; the rest of Canada within three to five business days via Canada Post.
Yes we need a void cheque (or a screenshot of one from your online banking) to capture your transit number, institution number and account number for the MICR encoding. You can upload the void cheque securely on the product page during checkout.
Our standard manual business cheque book contains 100 cheques in 2-to-a-page format (50 sheets, 2 cheques per sheet), with attached stubs for record-keeping. Larger quantity options (200, 300, 500+) are available at a lower per-cheque price.
Yes. Specify dual signature at checkout and your cheques will print with two signature lines. Common for partnerships, non-profits and businesses requiring two signers on cheques above a certain dollar amount.
The cheques themselves meet the same CPA-006 standard and clear at the same banks. The difference is price (we are 40 to 50 percent below typical bank reorder pricing), turnaround (we print and ship in 24 hours; bank reorders often take 7 to 14 days), and personalization (we offer wider format and security-feature options).
Absolutely. Many of our customers start with manual cheques and switch to Premium Laser Cheques or Extreme Security Laser Cheques once they adopt accounting software and need software-printed cheques. The reorder takes about five minutes, we already have your bank info and business details on file.
Yes. All printing is done in-house at our Toronto facility. Your bank information never leaves our building and is never shared with third-party print shops or overseas vendors. We have operated under the same ownership at the same Toronto address since 2001.
Three ways to order:
Order Manual Business Cheques – $49 Get a Custom Quote
Trusted by 15,000+ Canadian businesses since 2001. CPA-006 compliant. Printed in Toronto. Shipped Canada-wide.
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